Hannah Hottenstein

My 2023 updated professional resume.

Key Takeaways
The student loan interest deduction allows you to deduct the interest paid on your student loans from your taxable income.
You can claim this deduction even if you use the standard deduction.
You can deduct up to $2,500 each year as a single person or as a married couple.
To be eligible, your income must not exceed a certain limit. You also can’t be claimed as a dependent on someone’s tax return and can’t file separately while married.
How Does the Student Loan Interest Deductio...

Actionable tips for the curious (and aspirational) freelance writer
As a freelance technical ghostwriter, my client work has developed a solid, respectable readership. The folks I write for are big names in tech, finance, health, and comms, with websites in their industries’ top 10s and 100s rankings globally.
My words reach a combined 36,574,000 million average unique monthly visitors. It’s a fact I’m quite proud of — as I should be.
But this article isn’t about “the numbers.” There are enou...

the ‘Sawbones Suffragette’
By Hannah Hottenstein | Historical images courtesy of the Library of Congress
The ongoing legacy of compassionate and resolve of Dr. Mary Edwards Walker—the only female Civil War surgeon and sole female recipient of the Medal of Honor
The ongoing legacy of compassionate and resolve of Dr. Mary Edwards Walker—the only female Civil War surgeon and sole female recipient of the Medal of Honor
Mary E. Walker, M.D.,once famously said, “Let the generations know that women ...

Replacement cost is the dollar amount required to repair an insured asset such as a home, car, or personal belonging to its previous condition or acquire a new asset.
Key Takeaways
Replacement cost value is one method used to calculate how much money is needed to repair or replace your insured property with the comparable make, model, or materials, minus your deductible.
Most insurance companies require that you purchase enough insurance to cover at least 80% of your home's replacement value ...

At some point, you may decide you want to sell your small business. Whether you're ready to retire, move on to a new endeavor, or you just think it's time to let someone else take the reins, it's important to think through the sales process carefully.
Before you start negotiating with potential buyers, prepare by reviewing these common mistakes owners make while selling their business. Learn the steps you can take to prepare for a deal and how to avoid potential problems.
Key Takeaways
Avoid ...

How does your life sciences startup or scale-up manage its documentation?

Unfortunately, ineffective document management can result in serious disorganization, delays to market, compliance infractions, and penalties.

If your organization is struggling with document management, you’re not alone; thousands of growing medical device and pharmaceutical companies have serious problems when it comes to document control and management.

In most cases, investing in a results-driven quality management ...

Payroll taxes are taxes withheld from an employee's paycheck and then reported on and remitted to the IRS. These taxes include federal income tax, Social Security and Medicare, unemployment, and state and local income taxes.

You are required as an employer to report on and deposit payroll taxes to the IRS and state tax authorities on your employees' behalf. Employers also pay their share of payroll taxes to the IRS or state tax authorities.

This article will help you understand the process of...

What major laws or regulations does my pharmaceutical organization need to follow?

Listen to the audio version of this article read by a real person here (Sound on!):

As an industry-leading quality management system (QMS) provider, it’s something that we get asked all the time.

Unfortunately, it’s a bit of a loaded question.

Major regulatory bodies enact stringent laws and regulations to ensure that pharmaceutical products are built and distributed safely. These quality requirements for pharm...

In recent years, the biopharmaceutical industry has experienced an onslaught of regulatory changes.
When you consider the total volume of regulatory changes, it can be difficult to know which laws your biopharma startup needs to comply with.
In most cases, the caliber of your quality management system (QMS) will make or break your compliance efforts. Additionally, routine consultation of FDA 21 CFR will help to ensure that your product complies with major safety, efficacy, and security requir...

The West Coast is one of the best places to raise a family. It has the perfect weather, the best schools, and plenty of outdoor activities for kids. In this article, we will explore three cities on the West Coast that are ideal spots for families with children.
The Top 3 Cities for Families on the West Coast
The best part about the West Coast is that each city has its unique personality, natural beauty, and living style. No matter what you’re looking for in a city, there’s undoubtedly one tha...

Storytelling is one of the most powerful tools we have to make a lasting impact on the lives of children. Not only does it help with building literacy and empathy, but it also holds space for each individual to tell their own story, which can lead to deep healing.

Gettysburg resident Hannah Evans is no stranger to this powerful concept; it drives her nonprofit goals and mission for helping Appalachian children.

This compilation of “reasons people lie to you” was born from miles of journaling pages (slight exaggeration) and plenty of late-night confused musings (slightly more accurate.)
If I’m telling the truth, I do lie. I have in the past, and although I try not to, I probably still will in the future. I used to be a chronic liar, for many of the reasons on this very list. (Not that that excuses me; it doesn’t. I’m doing the work to do better.)
If you’re not a morally-programmed robot or Vulcan, th...

Ultra-simple tips for extending the life of fresh food & saving money on your grocery bill.

There’s a lot to worry about in the world right now. Wars, climate change, natural disasters, humanitarian crises, inflation, poverty, political unrest, and the list goes on. Food waste seems like an important-adjacent topic, sure, but it kind of pales in urgency next to these other issues.

But I’m a practical realist at heart, and so while I can’t solve climate disasters, prevent power-hungry governme...

A home equity loan is money you can borrow based on the equity you’ve built in your home. Many homeowners use these options to consolidate debt, make home repairs, or finance large purchases such as investment properties.
Home equity loans and lines of credit have lower interest rates than unsecured loans such as credit cards. However, one of the biggest risks of this type of loan is that you'll lose your home if you can't pay back your debt and your house goes into foreclosure.
It’s import...